Welcome to
Trade Saving &
Credit Co-operative
Your trusted partner in financial growth and stability in Kathmandu. We are a savings and credit cooperative committed to empowering individuals and communities by providing reliable financial services tailored to meet your needs. With our customer-centric approach, we strive to enhance your financial well-being and help you achieve your goals.
At Trade Savings and Credit Cooperative, we believe that every individual has the power to shape their destiny, and we are here to be your partner on this journey of growth and empowerment. Our website is not just a digital platform; it is a gateway to a world of possibilities and opportunities. As you explore our pages, you will discover a wealth of resources and tools designed to inspire, motivate, and uplift you. From insightful articles and practical guides to empowering success stories, we aim to provide you with the knowledge and inspiration you need to achieve greatness. Thank you for being a part of our community, and we look forward to embarking on this transformative journey together. With boundless enthusiasm and support. Mr. Amul Shrestha ChairmanMessage From the Chairman
Annual Report
16th Annual Report 2081/82
Why Choose Us?
Local Enterprise
Being a Nepal-based cooperative, we grasp the distinct financial challenges of individuals and businesses in our community. Our seasoned team knows the local market well and offers personalized advice for informed financial choices.
Comprehensive Financial
Solutions
Joining Trade Saving & Credit Cooperative makes you a valued part of our family. As a member-owner, your voice matters, and your interests come first. We are committed to a cooperative community where everyone thrives together.
Member Ownership
Whether it's savings, business loans, or financial planning support you require, our diverse products and services have you covered. With competitive rates and flexible repayment, we are dedicated to providing effective financial solutions.
Our Services
Saving Accounts
Start building your financial future with our savings accounts. We offer various options tailored to your preferences, with competitive interest rates and convenient access to your funds.
Loans
For education, housing, business, or more, our flexible loans can fuel your ambitions. Quick approvals and hassle-free disbursements through a streamlined process.
Deposits
Invest your surplus funds with us and enjoy attractive interest rates. Our deposit products provide security and growth potential, allowing you to maximize your earnings while keeping your money safe.
Financial Advisory
Count on our financial pros for personalized advice on money management, investments, and retirement planning. We're here to empower you with insights and tools for informed financial choices.
Remittance Services
We provide various services for online money transfers. Our service is the best known, most secure and reliable online service. You can send or receive money within minute to/from other people around the globe. You pay the lowest fees in the market for your transfer. Recipients do not require a bank account to receive funds.
Saving & Deposit Scheme
| S.N | Products | Interest Rates |
|---|---|---|
| 1 | Bal Bachat Saving | 3% |
| 2 | Nari Bachat Saving | 3% |
| 3 | Premium Saving Account | 4.5% |
| 4 | Regular Long Term Saving Deposit | 6% |
| 5 | Saving Plus Account | 7% |
| 6 | 1 Year Fixed Deposit | 6% |
| 7 | 2 Years Fixed Deposit | 6.5% |
| 8 | 3 Months Fixed Deposit | 5% |
| 9 | 6 Months Fixed Deposit | 5.5% |
| 10 | Recurring Deposit | 4% |
| 11 | Regular Shareholder Deposit | 5% |
| 12 | Saving Deposit | 3% |
| 13 | Special Saving Deposit | 4.5% |
Loan
| S.N | Products | Interest Rates |
|---|---|---|
| 1 | Business Loans | 11% |
| 2 | Home Loans | 11% |
| 3 | Education Loans | 11% |
| 4 | Agricultural Loans | 11% |
| 5 | Time Loan | 11% |
| 6 | Hire Purchase Loans | 11% |
Why Trust Us?
Our Commitment to
Service Excellence
Community Development Initiatives
As a socially responsible cooperative, we give back to our communities through development initiatives. Partnering with local groups, we aim to uplift lives, promote sustainability, and create a positive societal impact.
Financial Education and Empowerment
At Trade Saving & Credit Cooperative, we emphasize financial education for enduring stability and success. Through workshops, seminars, and resources, we empower members with vital financial skills—from budgeting and saving to investments and debt management. Our commitment is to provide knowledge for informed decisions and goal achievement.
Digital Innovation for Convenience
In our modern world, convenience is vital. That's why we invest in digital innovation. With our advanced app and online platform, you can bank securely from anywhere, enjoying ease and accessibility.
Member Benefits and Rewards
As a valued Trade Saving & Credit Cooperative member, you enjoy exclusive perks. From preferential rates to discounts, promotions, and loyalty rewards, we honor your trust with added benefits. Your membership means maximum value.
Whether you're an individual pursuing stability, a business owner seeking growth, or a community group requiring support, Trade Saving & Credit Cooperative stands by you. Join us for a cooperative that prioritizes your finances, aids communities, and cultivates trust and collaboration. Benefit today from our inclusive approach.
Member Engagement and Participation
At Trade Saving & Credit Cooperative, members actively shape our direction. Participate via meetings, voting, and board roles to influence policies. Your engagement drives collective decisions.
Tailored Solutions for Diverse Needs
We provide diverse financial solutions. Whether individual, family, business, or enterprise, our tailored products—loans, mortgages, credit lines, investments—meet your unique needs.
Support for Small and Microenterprises
We value small businesses' role in growth and job creation. At Trade Saving & Credit Cooperative, we aid with finance, advisory, and networking. Nurturing entrepreneurship, we contribute to a vibrant local economy.
Financial Literacy Programs
We empower the next generation through tailored financial literacy programs. With workshops, materials, and mentorship, we equip youth for informed decisions. A strong financial foundation ensures a brighter future.
Ethical and Responsible Banking Practices
As a responsible cooperative, we operate with utmost ethics. Transparency, integrity, and fairness guide our responsible banking. Sustainable development and ESG factors drive our decisions. Trust Trade Saving & Credit Cooperative for values-aligned transactions.
Community Events and Networking Opportunities
Joining Trade Saving & Credit Cooperative means joining a tight-knit community. Through events, networking, and workshops, we strengthen member connections. These occasions foster learning, sharing, and collaboration. Together, we build a robust support network beyond finance.
Gallery
16th Annual General Meeting
Kartik 15, 2082
15th Annual General Meeting
Bhadra 29, 2081
14th Annual General Meeting
Ashoj 06, 2080
13th Annual General Meeting
Bhadra 25, 2079
Join Trade Saving & Credit Cooperative Today!
Contact us today to learn more or visit our branch in Kathmandu. We look forward to serving you and helping you achieve your financial dreams.
Experience the difference of banking with a cooperative that genuinely cares about your financial well-being and the prosperity of your community. Become a member of Trade Saving & Credit Cooperative today and unlock a world of opportunities for personal and collective growth. Our dedicated team is ready to serve you and assist you in achieving your financial aspirations.
Quick Links
Lazimpat, Kathmandu
Lazimpat, Kathmandu
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